Free Tools
Enrollment Timeline
Turning 65 comes with a sequence of deadlines. Roughly: 3 months before your birthday month, start comparing and enroll in Parts A and B; during your 7-month Initial Enrollment Period, choose your plan; then review every fall during the Oct 15–Dec 7 Annual Enrollment Period. We keep you on schedule.
Use the eligibility checker below
Enter your birth month and year — the tool calculates your exact enrollment window, the best date to sign up for Part B so coverage starts the day you turn 65, and your key penalty deadline. See also our full <a href='/turning-65'>Turning 65 checklist</a>.
Questions, answered
How early should I start the Medicare process?
About 3 months before your 65th birthday month. That gives time to compare plans and have coverage ready the day you're eligible.
Talk to a local La Crosse area advisor
Free, no pressure — we compare your options for you.