Hougom Insurance Agency

Free Tools

Provider & Drug Check

Before you pick a plan, the two most important checks are: are your doctors in the network, and are your prescriptions on the formulary? We do both for you — matching every La Crosse-area plan against your specific Gundersen or Mayo providers and your medication list, so there are no surprises after you enroll.

Get free local help →   (608) 799-8434

Use the plan finder below

Enter your ZIP code to see every Medicare Advantage plan in your county — including network size, premium, star rating, and maximum out-of-pocket. Once you have plan names, call us to verify your specific Gundersen or Mayo doctors and run your prescription list against each formulary.

Free · No signup required

Medicare Advantage Plan Finder

Enter your ZIP to see Medicare Advantage plans in your county — premium, star rating, max out-of-pocket.

5-digit ZIP code

Questions, answered

How do I know if my doctor takes a Medicare plan?

Networks change yearly. Rather than guessing, we verify your exact providers against each plan before you enroll — free.

Does Original Medicare have a network to check?

No — with Original Medicare, you can see any provider nationwide who accepts Medicare assignment, which most do. The network check matters specifically for Medicare Advantage plans, which use defined provider networks.

Will my formulary check catch every prescription I take?

We run your complete medication list, including dosage and frequency, against each plan's formulary tiers — not just whether a drug is covered, but what tier it's on and whether it requires prior authorization or step therapy.

How often should I recheck my providers and drugs against my plan?

Every fall, before Annual Enrollment ends December 7. Both provider networks and drug formularies can change from one plan year to the next, even if you don't change plans yourself — a review each year catches that before it costs you.

Talk to a local La Crosse area advisor

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